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AI Financial Operating System for African Businesses

Run your entire business finance in one connected system.

From invoicing and payments to records, tax, and compliance, Innvois gives African businesses one system to run money with control.

₦0to start
< 5 minsetup time
24/7AI execution
Innvois AI
WhatsApp execution • Online
Today's sales summary
Revenue: ₦432,000 • 12 invoices • 3 pending
Invoice Musa ₦85,000 for consultingNow • ✓✓
Intent in → validated execution

Platform Assist

Live execution across invoices, records, and compliance

Live sync

Execution pipeline

Every command becomes a validated financial action.

20%

Invoice created

INV-0042 • Musa • ₦85,000

Done

Invoices

Synced

Books

Live

Tax

Ready

Trusted by growing businesses

Drips ConfectionaryDrips Confectionary
Obsession AccessoriesObsession Accessories
+ more joining early access
The shift

Most businesses don’t have a finance system. They have a patchwork.

Chats. Spreadsheets. Manual tracking. Guesswork. Innvois replaces all of it with one connected system.

Before Innvois
  • Invoices in WhatsApp. Accounts in Excel
  • No clear view of actual profit
  • Manual reconciliation at the end of the month
  • Tax becomes panic work every quarter
  • Too many tools. No real control.
With Innvois
  • One system, from invoice to payment
  • Live books, expenses, and profit visibility
  • Records update automatically as business happens
  • VAT and reporting stay ready by default
  • Finance runs with less stress and less guesswork

Every business action becomes financial control.

See how the flow works
How it works

One flow. From first sale to finance-ready records.

Innvois keeps sales, payments, records, and compliance moving in one connected flow.

01

Sell

Create a quote or invoice from the dashboard or through WhatsApp, with customer details, taxes, and totals handled in one flow.

02

Get paid

Send a secure payment link and let payment status update instantly as money comes in.

03

Stay ready

Records, tax context, summaries, and compliance outputs stay structured as the business runs.

What this means for the business

Less manual work

Spend less time repeating finance admin across different tools.

Better visibility

See what came in, what is outstanding, and where the business stands.

Cleaner records

Keep financial records structured earlier, not only at month end.

This is the core Innvois promise

One system for the flow from sale to payment to records and compliance.

WhatsApp execution

Run business finance directly
from WhatsApp.

Innvois turns WhatsApp into a real operating surface for invoicing, tracking, expenses, and financial follow-through.

No new app to learn

Innvois works where African businesses already operate every day.

Fast execution

Commands trigger real financial actions, not just messages or reminders.

Secure and scoped

Linked to your Innvois account with validation before execution.

Common commands

Invoicing

INVOICE Musa 85000QUOTE Bola 200000 web projectMARK INV-0039 PAID

Tracking

WHO OWES METODAY SALESPROFIT THIS MONTH

Expenses & tax

EXPENSE fuel 12000EXPENSES THIS WEEKVAT SUMMARY Q2
Link WhatsApp, verify access, and start triggering validated actions in minutes.
Explore WhatsApp bot

Built for founders, operators, retail teams, and service businesses.

Innvois AI

WhatsApp execution • Verified

Invoicing
TODAY SALES
Revenue: ₦432,000 • 12 invoices • 3 pending
INVOICE Musa 85000
Now • ✓✓
Commands execute in seconds
AI Assist

AI that turns business instructions into validated financial work.

Innvois AI turns natural language into validated financial work, invoices, expense entries, receivable follow-ups, reports, and tax summaries, without requiring accounting knowledge.

Create invoices from plain language

Turn a simple instruction into a ready-to-send invoice with amount, customer, and terms resolved.

Follow up on receivables

Spot who owes you, prepare reminders, and keep cash collection moving without manual checking.

Categorize expenses automatically

Log spending in simple language and let Innvois map it into your financial records.

Generate reports instantly

Ask for revenue, profit, trends, or summaries and get decision-ready answers in seconds.

Prepare tax summaries

Build VAT-ready views and tax support outputs directly from current books and records.

Explore AI Assist

Built to remove manual finance admin, not create more software overhead.

AI Command Studio

Natural language → validated execution

Active

User prompt

Invoice Kemi ₦120,000 for web design, 30 day terms

Intent parsed

invoice_create

Validation layer

Customer + amount + terms parsed successfully

Execution result

Invoice #0061 created, payment link attached, books ready

Safe by designAI suggests and executes through workflows, not raw writes.

Every action still passes through validation rules before touching financial records, so speed does not compromise accuracy.

How it works under the hood

Message

Plain language from web or WhatsApp

Parser

Intent mapped into a structured action

Validation

Rules checked before execution

Records

Books and summaries updated safely

AI does not write directly into your books. It routes through your workflow rules first, so the system stays fast, safe, and accurate.

Why Innvois wins

Most tools solve one slice.Innvois connects the whole chain.

Businesses do not struggle because they lack one feature. They struggle because sales, payments, records, tax, and compliance live in different places. Innvois is built to run that flow as one system.

Billing apps

Good for sending invoices. Weak on records, tax, and downstream control.

Accounting tools

Strong for accountants, but often too manual and too removed from daily business operations.

ERPs

Powerful, but usually too heavy, expensive, and process-heavy for most SMEs.

WhatsApp + Excel

Familiar, but unreliable. No structured records, weak visibility, and compliance pain later.

The Innvois advantage

A financial operating system built for the real workflow of African businesses

Innvois is not another isolated tool sitting beside the rest of your workflow. It is the system that connects the operational path from invoice to payment to records to tax position to compliance readiness.

One flow from sale to payment to records to tax and compliance

Built around how African businesses already operate

AI execution with validation before anything is committed

WhatsApp as a real operating surface, not just support chat

The platform

One system. Every layer connected.

Innvois connects sales, payments, records, tax, and compliance in one operating layer.

Sales & operations

Quotes, invoices, receipts, products, and customer activity in one place.

Payments

Pay links, QR flows, status tracking, and cleaner reconciliation.

Records

Auto-built books, expenses, revenue visibility, and live financial context.

Tax workspace

VAT summaries, CIT workflows, workpapers, and filing preparation.

Compliance

Audit trails, evidence, structured reporting, and readiness by default.

AI execution layer

Natural language actions, automation, categorization, and financial assistance.

Connected flow

The value is in the chain, not just the features.

Each business action updates the next layer, so the system stays structured without repeated manual work across different tools.

System state

Finance flow active
Create invoice
Send pay link
Payment received
Books updated
Expense logged
Profit recalculated
VAT recorded
Reports ready
Compliance ready
Tax & Compliance

Built for compliance from the start, not added later.

Innvois keeps records, tax context, and supporting evidence structured as the business runs, so compliance is not a scramble at the end.

Why this matters

Filing, reviews, and disputes get harder when records are scattered. Innvois keeps the trail organized from the start.

Explore tax & compliance

Built for businesses that need cleaner records, stronger control, and less compliance stress.

VAT-ready records

Output tax, input tax, and net VAT states can be tracked automatically as transactions happen.

CIT computation workspace

Preparation workflows, adjustments, workpapers, and filing-ready support in one connected layer.

Audit trails by default

Invoices, payments, and record changes are captured with timestamps and action history.

FIRS-aligned structure

Financial records are organized with compliance and reporting needs in mind from the start.

Evidence and filing support

Keep receipts, submission evidence, and supporting records organized for review and disputes.

Compliance-first design

Records structured for VAT, reporting, and audit readiness.

Secure by default

TLS in transit, protected storage, and scoped account access.

Payment-grade workflows

Payments handled through gateway partners with traceable states.

Auditability built in

Critical actions are logged for accountability and review.

Product walkthrough

See the operating system behind the workflow.

Innvois is built to make everyday business finance feel connected, from invoice creation to payments, books, and reporting.

  • Invoice, payment, and record flow in one place
  • Live financial visibility without spreadsheet patchwork
  • Exports and summaries ready when the business needs them
Innvois platform walkthrough preview

Real businesses. Measurable improvement.

Built for businesses that move fast, operate on mobile, and need more control than patchwork tools can provide.

₦10M+
in invoices processed
500+
businesses onboarded
faster average payment time
3× faster payments
Before Innvois, we reconciled invoices and payments manually every week. Now the records are already there, and customers pay faster because the payment flow is clearer.
AF
Ada
Founder, Ade Foods
Invoice flow on the move
The WhatsApp flow changed how we work. I can issue an invoice during a client conversation and keep moving. It feels less like software and more like part of the business itself.
PP
Uche
Creative Director, Pixel Print
Less quarter-end stress
What sold me was not just invoicing, it was knowing the records, VAT summaries, and exports were already organized when I needed them. That removed a lot of finance stress.
SZ
Zainab
Owner, Studio Z

Shown with permission. Metrics based on early access usage.

Pricing

Start free. Scale when you're ready.

Every plan includes the core Innvois experience. Upgrade as your business grows no pressure, no lock-in.

Free

Start running your finances today.

For businesses that want to invoice, get paid, and track the basics — without paying anything.

₦0forever

No card required

  • 10 invoices / month
  • Instant pay-by-link
  • Automatic receipts
  • Basic VAT tracking
Start free

Starter

For businesses selling regularly.

Unlimited invoicing, product catalog, team access, and automated reminders — for freelancers and growing SMEs.

₦5,500/mo

or ₦59,400/yr (save 10%)

  • Unlimited invoices
  • Product catalog
  • Up to 3 users
  • Automated reminders
Get Starter

No card required to start

Most popular

Pro

For serious operators.

Full financial operating system — expenses, profit visibility, inventory, multiple businesses, compliance exports, and AI Assist.

₦25,000/mo

or ₦270,000/yr (save 10%)

  • Everything in Starter
  • Expenses & profit tracking
  • Inventory management
  • Up to 5 businesses · 10 users
Get Pro

No card required to start

No credit card to start
Cancel anytime
Upgrade or downgrade instantly
Data secure & NDPA-aligned
Enterprise & Government

Need something larger?

For banks, large retailers, aggregators, and enterprises that send thousands of invoices per month or need custom financial workflows we design a plan around you.

  • Custom invoice limits & SLAs
  • Dedicated account manager
  • ERP integrations
  • FIRS-compliant enterprise flows
  • Multi-entity & group reporting
Talk to sales

Or email info@innvois.com

We respond within 24 hours. No sales scripts just a direct conversation about what you need.

Not sure which plan is right for you? Talk to us

Frequently asked questions

Answers on product usage, pricing, and security.

Product

Do customers need accounts to pay?

No. Customers simply open the payment link and complete payment without creating an account.

Product

Can I use Innvois without accounting knowledge?

Yes. Innvois is designed to reduce manual finance work and make records easier to manage without requiring deep accounting expertise.

Product

What does AI Assist actually do?

AI Assist turns natural language into validated financial work. It can help create invoices, log expenses, follow up on receivables, generate summaries, and support tax-related workflows without writing directly into records outside your workflow rules.

Product

Does Innvois support WhatsApp workflows?

Yes. Innvois supports WhatsApp-based execution flows for actions like invoicing, expense logging, tracking, and summaries.

Product

Is WhatsApp just for support or can it actually run tasks?

Innvois uses WhatsApp as an execution surface, not just support chat. Businesses can trigger real actions like invoicing, reminders, expense logging, and summaries through structured workflows.

Product

Can I export my records?

Yes. Exports and summaries are available for reconciliation, reporting, and downstream accounting work.

Pricing

Do I need a card to start?

No. You can begin on the free plan without entering a card.

Pricing

Can I change plans later?

Yes. Plans can be upgraded or adjusted as your business needs change.

Pricing

Are transaction fees included in the software price?

Innvois pricing covers software access. Payment processors may still charge their normal transaction fees depending on your selected gateway.

Pricing

Can I cancel anytime?

Yes. You can cancel anytime and retain access through the end of your current billing period where applicable.

Security

How do you protect data?

Innvois uses secure transport, controlled access patterns, and protected storage practices appropriate to the workflow and infrastructure.

Security

How are payments secured?

Payments are handled through gateway partners such as Paystack, which handle the PCI-sensitive payment layer during checkout.

Security

Do you keep audit trails?

Yes. Important actions like invoice creation, payment updates, and record state changes are tracked for accountability and review.

Data protection

Secure transport, controlled access patterns, and protected storage practices.

Payment security

Sensitive payment handling is delegated to gateway partners such as Paystack.

Auditability

Important invoice and payment actions are tracked for review, disputes, and accountability.